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You only get one retirement.  Let's make it a great one. 

Are you retirement ready?

We have the solutions to prepare the financial future you and your family deserve.

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Enjoy Objective Advice

As an independent firm, we work for you.   Our commitment is to you, not to a sales quota for a branded product.



With Clear Strategies 

We deliver investment management, retirement income planning, and personalized portfolios with simple language, but sophisticated expertise.

With over 50 years of combined experience, our team has the tools, services, and solutions to help you live life on your terms.  While our CFA and MBA credentials offer perspective on portfolio construction, our strength comes from decades of working one-on-one with clients like you. 

James Mertens Photo James Mertens Hover Photo

James Mertens

Managing Director | MBA | CFA
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james.mertens@lpl.com


Jim first began working directly with clients in 2003 when he became a Financial Advisor with a regional broker/dealer in Milwaukee, Wisconsin. Prior to this, he honed his skills with two years of product development with a multinational insurance company followed by three years coordinating a wide range of complex planning and investment management cases as an internal consultant to hundreds of financial advisors.

In 2006, Jim founded Du Lac Wealth Services and aligned with LPL Financial in order to provide more comprehensive, objective strategies for his clients. Working with LPL Financial has allowed Jim to put the interests of client first, while the tools and resources of the country's largest independent broker/dealer* offer customized portfolio solutions.

Committed to excellence, Jim received his Bachelor of Business Administration from The University of Notre Dame du Lac (BBA) in 1998, majoring in Finance. In 2005 while working full time, he completed his Masters of Business Administration (MBA) from The University of Chicago – Booth School of Business. The second-oldest business school in the world, the Booth School of Business is known for world class instruction in analytic finance, entrepreneurship and strategic management. In 2006, Jim earned the right to use the Chartered Financial Analyst designation. Jim embraces the mission of the CFA Institute “to lead the investment profession globally by setting the highest standards of ethics, education and professional excellence.”

The Mertens family moved to Cary, North Carolina from Oconomowoc, Wisconsin in 2009. Jim's wife, Hollis, is a doctorate prepared Nurse Practitioner working for WakeMed in their newborn nursery and neonatal intensive care units. Their son August (Augie) is a sophomore at Green Hope while 7th grade daughter Lucia (Luci) and 2nd grade son, Henry, attend St. Michael Catholic School. Their family enjoys trips to the beach as time allows between various sports and activities.

Within the community, Jim currently sits on the Finance Council of Mother Teresa Catholic Mission and is a recovering St. Michael School PTO President. As a Sorin Society Member and former Fan Council participant, he is passionate about his undergraduate Alma Mater. That passion is put to work locally in support of the ND Club of Eastern North Carolina through initiatives such as Volunteer Income Tax Assistance (VITA) and hosting visiting Notre Dame students in town for summer service projects.

*As reported by Financial Planning Magazine, June 1996-2019, based on total revenue.

Kerry Goodman Photo Kerry Goodman Hover Photo

Kerry Goodman

Wealth Advisor | MBA | AIF
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kerry.goodman@lpl.com

Kerry Goodman, MBA, is a Wealth Advisor and Accredited Investment Fiduciary® with Du Lac Wealth Services. He develops strategies to quantify and assess financial goals, manage portfolio assets, and improve quality of life for his clients.  He has advised on corporate and personal finance since 1992 when he began his career underwriting corporate debt, municipal bonds, and syndicated loans.

Prior to joining Du Lac Wealth Services, Kerry founded Fiduciary Asset Management and held senior positions with SunTrust (Private Wealth Management Medical Specialty Group), Banc of America Investment Services (DC Commercial Strategies Group), and NationsBank (Texas Growth Group).  He holds an MBA and a BBA from Texas A&M University along with SCUBA, drivers, and marriage licenses.

The Goodman family moved to North Carolina from Washington DC metro area in 2005, after relocating there from Texas in 1999.  Kerry’s wife, Simone, is a University of Maryland MBA and Senior Strategist with Optum Health’s Advanced Tech and Clinical Transformation team. Kerry and Simone have two daughters: Sophie (6th Grade), and Evie (2nd Grade) along with a pooch named Lexi.

An outdoor enthusiast, Kerry enjoys snow skiing and surfing with his girls, family hiking, and regular tennis matches at the UNC Farm Club.  He is a charter member of the Surfrider Foundation, past Treasurer of CHCP and past President of the New York Hatters COA.  Currently he serves as Vice Chair of the AEF Foundation, a global non-profit focused on early childhood education.

Jaunt'e Smith Photo Jaunt'e Smith Hover Photo

Jaunt'e Smith

Client Experience Manager
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JAUNTE.SMITH@LPL.COM

Jaunt’e has over a decade of experience in the financial services industry. She began her career in healthcare at Blue Cross Blue Shield of Connecticut, and later her investment career as an Operations Manager with MassMutual. Following that, she served for eight years as a Client Services Officer. She has deep experience with Workflow Management, Quality Assurance, and the management of Term, Variable, and Fixed Insurance Policies.

The Smith family moved to North Carolina from the Massachusetts area in 2017.  Jaunt’e and her husband Lashone have been married for 14 years. He is a Commercial Driver with Duke Energy. Jaunt’e and Lashone have three athletic sons: Lashone Jr (8th Grade), Kye (3rd Grade) and Cari (Preschool) along with a pooch named Levi.

She is a parent volunteer of the various sporting activities that her children participate in among the surrounding area. She enjoys cooking, time with family and friends, along with being a member of a community church and women’s literary book club.

At Du Lac Wealth Services, we’ve created a culture and atmosphere that eliminates any potential negative feelings you have about money.  We can help you discover a proven strategy and process that provide simple steps leading to meaningful change. 

We’ve worked hard to build the culture we have today, and every new member who joins us offers our clients even more value through their shared values, priorities and vision. Culture is not something we take lightly, as we know that the only way our clients will be truly happy working with us is if every team member is aligned on the same principles.


Your customized portfolio is developed through an iterative process.  Regular, one-on-one meetings allow for continued refinement of your strategy.  While some goals - like college planning, the sale of a small business, tax planning, or estate planning - may be accomplished in a finite time-frame, Retirement Planning is unique.  It deserves an ongoing dialogue with us.  View your Retirement as a Journey, not just a Destination.  We are here to guide you over the years.

Your  Retirement Plan always follows our systematic, proven process:

Discovery Meeting

Whether in-person, over the phone, or via Webinar - our meetings are always a relaxed conversation.  We strive for an open dialogue, minimizing technical jargon.  Our top priority is getting to know you personally to best understand areas in which we can help you succeed.

Planning and Consolidation

Upon understanding your needs and goals, we work to create easy-to-understand solutions so you can move forward with confidence.  Simplifying your life by consolidating your accounts allows us to diversify your investments across your entire relationship with an eye toward tax efficiency. 

Portfolio Implementation

Our experienced and credentialed team prides themselves in bringing Wall Street to Main Street.  Portfolios are constructed around your specific goals, risk tolerance and tax status.  For retirement income planning, we focus on matching income produced from investments with your income needs to avoid taxable gains to meet distribution strategies.

Ongoing Review

Online resources and communications keep you connected to our team and can be customized to your desired frequency.  We recognize that many of our clients may prefer a trip to the dentist over a lecture on portfolio construction and investment theory.  Our ongoing reviews focus on getting to know you better and leveraging our expertise to work toward your goals and tackle your ever changing financial picture with confidence.


Our knowledge and insight into the stock market enables us to craft an investment portfolio uniquely tailored to you. Through ongoing collaboration and monitoring, our team is able to discover new avenues for you to invest your wealth and pursue your goals. In addition to managing your investments, we’ll educate you on the rationale behind each investment decision so you’re well-versed in the logic of our approach.  

When you work with us, we will:


Identify Your Short- and Long-Term Objectives
As these objectives change, we’ll strategically adjust our approach according to the current state of the market and economic conditions. 

Determine Your Optimal Risk Tolerance
Through a series of questions, we’ll pinpoint the appropriate amount of risk needed for you to strive toward your goals and remain confident in our services. 

Follow a Timeline That’s Right For You
After outlining your objectives, we’ll design a strategy that aligns with your optimal timeline and risk profile.  

Whether you’re five years away from retirement or 20 years away from retirement, we’ll help guide you through the steps necessary to identify and allocate assets for your optimal retirement lifestyle. After evaluating your current situation, we’ll identify your most advantageous income sources and opportunities as you prepare for your life past employment. 

Our retirement planning services involve:


Reviewing
Your investment strategy so you are investing your wealth in the portfolios that best align with your objectives.

Optimizing
Your spending habits so you continuously make decisions that benefit your broader financial picture. 

Identifying
Potential income streams and ways you can continue to contribute to your nest egg while still planning for the basic necessities.

You don’t have a choice about paying taxes, but you can avoid making the mistake of overpaying them. While it’s hard to imagine anyone intentionally paying too much in taxes, the IRS estimates that more than one billion dollars is overpaid in taxes each year. That’s no surprise when tax laws change every year—even in years when no major tax legislation is enacted.

How much of that money is yours? Wouldn’t you rather see those funds in your bank account or put aside for your retirement or other financial goals?

Do you want to find out how you can reduce your tax burden?

You might be able to save on taxes by:

  • Restructuring your investment portfolio to produce a higher after-tax return
  • Shifting income to dependents in a lower tax bracket
  • Maximizing qualified plan and IRA contributions
  • Identifying all the deductions that apply to your small business

If you’re like most people, your taxes represent one of your largest annual expenses, yet often little or no planning is done to minimize your tax bill. Careful tax preparation and planning can free up money that you can use to work toward your goals. 


Would you worry less if you had more money to save toward your goals? Discover tax planning strategies for yourself and your future. Contact us today for a no-cost review of your prior three years’ tax returns.

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